Basics of Extended Homeowners Replacement Coverage
When purchasing coverage for their home, too many policyholders often make the mistake of simply insuring it for the resale value. However, should a flood, storm or other event occur,…
Uninsured and Underinsured Motorists
Unfortunately, many people wrongly assume that auto and umbrella insurance policies will provide reimbursement for all aspects of an accident on the road. Instead, both of these policies cover your…
Latest Safety Features for New Car Shoppers
Vehicle technology seems to advance each year, as new features improve driver and passenger safety. The following are just a few driver-assist features to be aware of the next time…
The Independent Agent Advantage
What do I give up by not using a licensed independent agent to purchase insurance? The disadvantage of not using a licensed agent to purchase insurance is that the policyholder…
Lightning and Summer Storms
Lightning storms are incredibly dangerous and more deadly than tornadoes, floods and hurricanes. When a storm is on the verge of striking your area, you need to know the steps…
Quick Tips for Safe RV Usage
Recreational vehicles (RVs) can be a fun way to see the country and spend time with your family. However, because they’re bigger and heavier than an average car, there are…
Making Sure You Have the Right Auto Coverage
Dropping some of your coverage—like comprehensive or collision—to the lowest legal level can cut your premium, but it could also put you at serious risk. An automobile insurance policy is…
Are You Prepared for a Home Break-in?
While it may be difficult to imagine it happening to you, home break-ins are a common occurrence. If an intruder enters your home, your property and the well-being of your…
Remember Risk! Planning for Financial Stability
Obtaining the peace of mind financial stability brings starts with reviewing your current financial resources. This is important because your financial resources affect not only your ability to reach your…
Christmas Safety Reminder for Home or Office
For many of us, the holiday season is a time of joy, celebration and tradition. We look forward to hosting or attending festive gatherings or concerts. We travel near and…
Insuring Your College Student
When your child leaves for college, it is a big event. One thing that you should think about is your insurance coverage and how it could change with your son…
Boat Insurance for Smooth Sailing
You can insure just about any kind of vessel, whether you have a yacht, speed boat or personal watercraft like a JetSki. Every type of boat has the potential to…
Grilling Safety Reminders For Your Summer BBQ
Though grilling is an extremely popular way to prepare food in the summer, it can also be dangerous. According to the U.S. Fire Administration, gas and charcoal grills account for…
Summer Water Safety Refresher
Summer Water Safety Refresher Teach children water safety and swimming skills as early as possible. Always brief babysitters on water safety, emphasizing the need for constant supervision. Appoint a “designated…
Facts About Flash Floods
Flash floods occur as a result of heavy rainfall, rapid snow thaw, city drains overflowing or dam/levee failures. They occur quickly and unexpectedly, within 6 hours of the events that…
It’s Tax Season. It’s Also IRS Phone Scam Season.
Prepare Yourself for IRS Phone Scams Your phone rings. When you check, the caller ID shows it's the IRS calling. (Three letters that can give you a sinking feeling in…
Teens, Social Media and a Parent’s Liability
For many the high school experience comes with social pressures and obligations to fit in and belong, and sadly this can lead to exclusion and isolation of some students. At…
Don’t Be Fooled: Auto Insurance State Minimums Probably Aren’t Enough
There are a wide variety of silly and somewhat funny things we can do from time to time, like telling people that dihydrogen monoxide is coming out of the sink…
Was Your Home Loan Sold? Quick, Call Your Insurance Agent!
Do you have a mortgage? Yes? Then at some point in your home-owning life, you have received a letter telling you that your mortgage has been sold to another lender.…
Home Inspections Before Winter Weather Comes
This time of year can be just great here in . However, you won't get much fireside snuggling done if your chimney clogs or your roof springs a leak. And…
5 Big Insurance Mistakes
TRYING TO SAVE MONEY? AVOID THE FIVE BIGGEST INSURANCE MISTAKES. With far too many Americans out of work, and others forced to make ends meet with less money, many people…
Scheduling Under Homeowners
SCHEDULING ITEMS UNDER YOUR HOMEOWNERS INSURANCE Perhaps it's the latest electronic gadget or large screen hi-def television, or new sporting goods gear or maybe a piece of sparkling jewelry. If…